About Us

Company Info

Since 2008 the vision of Town Square Title has been committed to making the most of your closing experience. With over 250 years of combined expertise in the title business, our knowledgeable team is prepared to accomplish your every need. And with five convenient locations and a mobile closing service, you will never find yourself alone in the closing process.

Town Square Title consistently coordinates with everyone involved in the real estate transaction, from the realtor to the lender to the principals of the transaction.

We have national underwriters supporting all of our transactions, including National Investors, Fidelity National Title, First National Title Insurance Company, Chicago Title and Old Republic Title. With our licensed Title Plant operation in nine counties, our experience in the examination department cannot be matched by any other alternatives in Ellis County as well as other operations in surrounding counties.

Town Square Title has a wealth of knowledge and experience at your disposal to assist with any type of transaction. Contact any one of our branches today and experience the difference!

Our Staff

  • Vicki Cearnal

    Vicki Cearnal

    Vicki Cearnal is the Executive Vice President for Town Square Title and serves as the Agency Manager and Senior Escrow Manager. With a title career that spans over 32 years, Vicki has virtually held every position within a title operation; from the front desk to policy issuance, supervising up to 150 employees at a time, assistance and support for title company acquisitions/ divestitures across multiple states, and personally closing thousands of transactions. In 2008 Vicki assisted the ownership group to license and open a single branch, beginning with 4 employees and first month’s closings of 7. Under her leadership, Town Square Title has grown to over 40 employees, with acquisitions of two other Ellis county title plants, and on track for 2500 closings a year. Vicki is married with four grown children and eight grandchildren, loves to travel, cook, and cruise the high seas.

  • Vicki Cearnal

    Ross Weaver

    Ross Weaver is the Executive Vice President for Town Square Title and serves as Operations Manager. Ross joined Citizens National Bank of Texas in 2008 as a commercial lending Credit Analyst, assisting lending with portfolio management and credit risk analysis. In 2011, Ross became a part of the Town Square Title team in his current role, responsible for the daily oversight and management of processes and technology. Ross is married and is the proud father of two boys. He enjoys spending time with his family, anything hi-tech, snowboarding and karate.

  • Vicki Cearnal

    Melissa Ballard

    Melissa Ballard is a Senior Vice President for Town Square Title and serves as Community Liaison in Ellis County and the surrounding area. Melissa builds and maintains strong alliances within our communities and stays connected with community based resources, collaborates with cities, counties and school districts, and serves as a liaison between the community stakeholders and Town Square Title. Melissa currently serves as a board member and officer for the Waxahachie ISD Education Foundation, Rotary Club and is a member of the City of Waxahachie Planning & Zoning Commission. Melissa is married and proudly serves with her husband in several areas including First United Methodist Church of Waxahachie.

  • Vicki Cearnal

    Krista Steele

    Krista Steele is a Senior Vice President for Town Square Title and serves as Post Closing Manager. Krista graduated from the University of Texas Arlington, with a BBA in Management in 2004, and joined Town Square Title initially as a policy typist - quickly transitioning to the position of Post-Closing Manager. The Post-Closing Department consists of two distinct departments; Post-closing, consisting of funding and shipping, and Policy which consists of recording, jacketing, and policy typing. Krista lives in Midlothian with her husband and three children. Her family enjoys various sporting activities for the kids and reading.

  • Vicki Cearnal

    Rick Davis

    Rick Davis is a Senior Vice President at Town Square Title and serves as Title Plant Operations Manager and has over 35 years in the industry. Prior to joining Town Square Title, Rick’s career has taken him through right-of-way acquisitions, stand-up courthouse examinations, underwriting claims research and also managing large examination teams. Today Rick oversees and manages all title commitments for Town Square Title from beginning to end. Rick is married to his wife Pam and enjoys travelling, camping, water sports and hunting.

  • Vicki Cearnal

    Emily Galloway

    Emily Galloway is an Assistant Vice President of Order Entry at Town Square Title and began her career in the title industry while still in high school. Emily and her team review all incoming contracts and orders, research & assemble all pertinent information to address issues of questions that may prevent or delay closing. Her team also manages the “Title Tracker” application on the website. Emily and her husband find themselves busy with their four children and enjoy all activities that involves their children.

  • Vicki Cearnal

    Michelle McKechnie

    Michelle McKechnie serves as the Agency Coordinator for Town Square Title. Michelle began her career in the title industry in 1999, working as a policy typist and joined the Town Square Title team in 2015 as part of the acquisition of American Title Company of East Texas. Michelle and her husband Brian, have two grown children and find themselves involved in various projects in their community.

Closing & Title Plant Staff

Melissa Cagle, VP/Escrow Officer / Waxahachie

Cindy Turley, VP/Escrow Officer / Waxahachie

Chelsea Holder, Escrow Officer / Waxahachie

Shelia Davis, AVP/Title Examiner / Waxahachie

Andy Sias, Sr. Title Examiner / Waxahachie

Kelly Stumbo, Escrow Officer / Weatherford

Shana Dickens, VP/Sr. Escrow Officer / Red Oak

Wendy Austin, AVP/Escrow Officer / Red Oak

Elyse Fanning, Escrow Officer / Burleson

Carey Norton, VP/Sr. Escrow Officer / Granbury

Mandy Pruett, VP/Sr. Escrow Officer / Granbury